Meet Joe

I really enjoy helping clients find the right fit for their mortgage needs. Buying your dream home is a significant event and helping you make the right choice for your mortgage is important to me.

How I Work

You can expect professional service and dependable communication every step of the way. I will educate you on the available programs and help you understand your options so you can make the right decision for you and your family.

The mortgage process can be a little intimidating. I am committed to ensuring a smooth process from start through close.

Joe Zemien, home mortgage consultant ... the best! He's knowledgeable, courteous and easy to get along with. Very likable, and you will love working with him.
John & Mary H.

Expertise and Specialties


MortgageMapp is an electronic business card that does more than share my contact information with you. It also gives you 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.


  • Calculate Payments
  • Real time rate trends
  • Request a pre-approval
  • Share with family friends & clients

Download Today.

Super Mortgage Professionals 2013
Super Mortgage Professionals 2014
Super Mortgage Professionals 2015
Super Mortgage Professionals 2016
super mortgage professional 2017
2018 super mortgage professional
SMP 2019