Joe Zemien
Senior Mortgage Loan Officer NMLS# 337592
OFFICE
CELL
ADDRESS
Meet Joe
You can expect professional and personal service and dependable communication any time of the day or night and weekends. I will educate you on the available programs and help you understand your options so you can make the right decision for you and your family. The mortgage process can be a little intimidating. I am committed to ensuring a smooth process from start of the mortgage pre-approval steps all the way to your closing date when you get to move into your new home.
Expertise and Specialties
- Purchases
- Refinance
- Conventional Loans
- Government loans: FHA, VA & USDA
- First-time Homebuyers
- Second/vacation homes
Tools and Resources
MortgageMapp
Details
Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.
With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.
Benefits:
- Calculate payments
- Real-time rate trends
- Request a pre-approval
- Share with family friends & clients
HomeBot
Details
Homebot is a monthly report that offers home finance insights to monitor your estimated home value, estimated equity, loans and market trends to help you know when to buy, sell, rent or remodel to maximize your investment. Click this link to sign up to receive monthly reports or if you already signed up, to sign in and access your Homebot report.
Homebuyer Education
Popl
Details
With the Popl digital business card, you can make sure that you have my most up-to-date contact information!
Honors and Awards
- Multiple years of Super Mortgage Professional award winner